Life & Disability Insurance
LIFE INSURANCE
Life Insurance provides additional financial protection for you and your family in the event of your death or serious accident. Sight & Sound Ministries, Inc. provides all employees 150% of your annual pay to a maximum of $150,000 in Life and AD&D insurance.
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SHORT-TERM DISABILITY
Short-Term Disability through Guardian provides you some financial relief during a time of temporary or permanent disability. Your benefit amount is 60% of your basic weekly earnings to a maximum of $1,500 a week. The maximum benefit duration is 11 weeks of payment (4 weeks for a routine pregnancy/6 weeks for a cesarean section). The elimination period (amount of time you must be out of work prior to being eligible for an STD claim) is 14 consecutive days. Regular full-time and contracted cast employees are eligible for this coverage.
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When filing a claim, please reference our Group ID, which is 481708.
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As an employee who will be receiving Short-Term Disability benefits, you have the option to use PTO hours in coordination with your disability benefit to bring your weekly income to 100%. Learn more.
LONG-TERM DISABILITY
Long-Term Disability through Guardian provides financial relief after Short-Term Disability ends, on day 90. This voluntary benefit is 60% of your monthly earnings to a maximum of $7,000 a month.
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ADDITIONAL LIFE INSURANCE & AD&D
This voluntary benefit is offered by Guardian. It will enhance the limit provided to you by Sight & Sound Ministries, Inc. You may choose coverage at a minimum of $20,000 and a maximum of $500,000. Coverage is offered in increments of $10,000. Coverage for your spouse cannot exceed 50% of your election and coverage for your child(ren) cannot exceed 10% of your election.
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Benefit limitations may apply for preexisting conditions. Talk to your Lacher benefits advocate for information.